¹Obtaining stated APY (annual percentage yield) or opening a savings account does not require a minimum account balance. Stated APY is valid from date of account opening. Account fees may reduce earnings. Higher APY rate subject to paid Yield Plus subscription. Rates are subject to change.
Yield is not a bank. Yield Spend is a wholly-owned operating subsidiary of Yield.Inc. Yield High-Yield Savings Accounts are furnished by Evolve Bank & Trust, Member FDIC.
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Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by Yield Wealth Management, Inc a SEC RIA, Member FINRA / SIPC.
Yield Spend Referral Program | How It Works1
Terms & Conditions For Yield High Yield Savings Account
Promotion Period: May 23, 2023 to December 31, 2023:
- You must have a funded Yield account.
- You must send your unique referral code to a friend who is not currently an Yield customer.
- Your friend must use your referral code to sign up for a new Yield High Yield Savings Account with Yield Spend
- Your friend must be approved to open an Yield High Yield Savings Account
- Your friend must fund their account with greater than $100 within 30 calendar days from New User Sign-up Date
- Then you will receive free 6 months of Yield Plus membership
How Does Your Friend Use Your Unique Yield Referral Code?
- Send your unique Yield Referral code to your friend via email or text.
- Have your friend click on your unique Yield Referral code and create an account.
Where Can You Find Your Referral Code?
- Open your Invest screen (mobile) or click on your name (web)
- At the top right hand corner click on the silhouette (app) or your name (web)
- Click “Refer & Earn” (this will only be visible if your account is funded)
- Share your unique referral code with a friend
You can return to the referrals page at any time to locate your unique referral code.
Free 6 months of Yield Plus membership
You will receive six (6) months of Yield Plus membership for free ($60 value) each time a new friend funds their Yield High Yield Savings Account with at least $100 within thirty (30) calendar days from New User Sign-up Date. You may receive additional six (6) month periods of free membership (each period, a $60 value) for each friend that qualifies for the aforementioned conditions. In the event you are not a current Yield Plus member, then your free Yield Plus membership period(s) will be activated within fourteen (14) business days, if not sooner. In the event you are a Yield Plus member, the six (6) month free period(s) will begin at the end of your then-current Yield Plus membership period. Please see M1 Plus Membership details and see M1 Plus Payment Terms for additional information.
“New User Sign-up Date” shall mean the first day you (or your friend) submit(s) a valid email and password to create a user login at Yield.
1Important Terms and Conditions
This referral offer is valid only for new Yield account users during the Promotion Period (the “Yield Referral Program”). Please send your unique referral code only to people who you know personally and who will be glad to get it. To qualify for a free six (6) month period of Yield Plus membership, referred family and friends must sign up during the Promotion Period (e.g., no later than 11:59 p.m. ET on the last day of the Promotion Period) and make an initial deposit of at least $100 into their Yield High Yield Savings Account within thirty (30) calendar days of New User Sign-up Date and maintain that initial deposit amount for 30 calendar days.
Exclusions:
If you are affiliated with or work for a broker/dealer, you are ineligible from receiving any monetary bonus for referrals to Yield.
Your participation in the Yield Referral Program is subject to the following:
Through the Yield Referral Program you will invite family and friends to sign-up for an Yield account by sending them an invitation with a provided link and disclosure, and your efforts in soliciting clients to Yield will be limited to this activity.
This Yield Referral Program promotion is not valid with any other offers and is non-transferrable. Yield Referral Program offer available only to consumers 18 years or older who are U.S. citizens or certain eligible legal U.S. Residents. Yield reserves the right to terminate this offer at any time, to limit the amount of account bonuses you are eligible to receive, and to refuse or recover any promotion award if Yield determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, that any terms of the Yield Terms of Use or Account Agreement have been violated or these terms and conditions have been violated. In referring friends to open an Yield account you are acting on behalf of Yield and under the supervision and control of Yield. You agree to limit the information you provide in connection with the referral to the link and disclosure provided by Yield.
Personal information collected in connection with this offer will be used in accordance with Yield’s Privacy Policy.
The Yield Referral Program is only available through 11:59 p.m. ET on the last day of the Promotion Period. Yield is the sole and official timekeeper.
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Yield Referral Program | How It Works1
Terms & Conditions For Yield Invest Referrals
Promotion Period: May 23, 2023 to December 31, 2023:
- You must have a funded Yield Invest account.
- You must send your unique referral code to a friend who is not currently an Yield customer.
- Your friend must use your unique referral code to sign up for a new Yield invest or retirement account.
- Your friend must be approved to open an Yield invest or retirement account.
- Bonus #1: Free 6 months of Yield Plus
– If your friend funds their account with at least $100 within 30 calendar days from New User Sign-up Date, or $500 for a retirement account, then you will receive 6 months of Yield Plus for free (up to a $60 value).
- Bonus #2: $100 into your invest account
– If your friend deposits at least the Account Opening Minimum Amount2 into a invest or a retirement account within 30 calendar days of New User Sign-up Date, then you’ll both receive $100.
- Your friend must maintain their initial deposit amount in their account for 30 calendar days.
How Does Your Friend Use Your Unique Yield Referral Code?
- Send your unique Yield Referral code to your friend via email or text.
- Have your friend click on your unique Yield Referral code and create an account.
Note: Yield Invest Referral bonus can only be paid into an open Payment Account3 (e.g., non-retirement account).
Where Can You Find Your Referral Code?
- Open your Invest screen (mobile) or click on your name (web)
- At the top right hand corner click on the silhouette (app) or your name (web)
- Click “Refer & Earn” (this will only be visible if your account is funded)
- Sign up and choose your Payment Account3
- Share your unique referral code with a friend
You can return to the referrals page at any time to locate your unique referral code.
Bonus #1: Free 6 months of Yield Plus membership
You will receive six (6) months of Yield Plus membership for free (up to a $60 value) each time a new friend funds their invest account with at least $100 within thirty (30) calendar days from New User Sign-up Date, or $500 for a retirement account. You may receive additional six (6) month periods of free membership (each period, up to a $60 value) for each friend that qualifies for the aforementioned conditions. In the event you are not a current Yield Plus member, then your free Yield Plus membership period(s) will be activated within fourteen (14) business days, if not sooner. In the event you are a Yield Plus member, the six (6) month free period(s) will begin at the end of your then-current Yield Plus membership period. Please see Yield Plus Membership details and see Yield Plus Payment Terms for additional information.
“New User Sign-up Date” shall mean the first day you (or your friend) submit(s) a valid email and password to create a user login at Yield.
Bonus #2: $100 to invest
You will receive a $100 referral bonus in your Payment Account3 within fourteen (14) business days of your friend successfully opening an Yield account within thirty (30) days of New User Sign-up Date and funding it with the Account Opening Minimum Amount2 for the full thirty (30) calendar day period. Your friend will also receive their $100 referral bonus in their Payment Account3 within fourteen (14) business days of successfully opening an Yield account with your unique referral code within thirty (30) days of New User Sign-up Date and funding it for the full thirty (30) calendar day period.
The $100 promotional amount can be found under Settings>Promotions. You might see that the promotion was successful before the credit has been applied to your Payment Account.
Once credited, you will see a $100 Promotional Credit in Activity.
1Important Terms and Conditions
This referral offer is valid only for new Yield account users during the Promotion Period (the “Yield Referral Program”). Please send your unique referral code only to people who you know personally and who will be glad to get it. To qualify for Bonus #1 – six (6) months of Yield Plus membership for free, referred family and friends must sign up during the Promotion Period (e.g., no later than 11:59 p.m. ET on the last day of the Promotion Period) and make an initial deposit of at least $100 into their Yield brokerage account (or $500 for retirement account) within thirty (30) calendar days of New User Sign-up Date and maintain that initial deposit amount for 30 calendar days. To qualify for Bonus #2 – the $100 Yield Invest referral bonus, referred family and friends must sign up during the Promotion Period (e.g., no later than 11:59 p.m. ET on the last day of the Promotion Period) and make an initial deposit of at least the minimum required amount into a brokerage or retirement account (“Account Opening Minimum Amount”)2 within thirty (30) calendar days of New User Sign-up Date and maintain that initial deposit amount for thirty (30) calendar days.
Your participation in the Yield Referral Program is subject to the following:
Through the Yield Referral Program you will invite family and friends to sign-up for an Yield account by sending them an invitation with a provided link and disclosure, and your efforts in soliciting clients to Yield will be limited to this activity.
Yield is not responsible for incorrect entry or other failure on the part of your referees to meet standards of a new account(s).
Exclusions:
If you are affiliated with or work for a broker/dealer, you are ineligible from receiving any monetary bonus for referrals to Yield.
This Yield Referral Program promotion is not valid with any other offers and is non-transferrable. Yield Referral Program offer available only to consumers 18 years or older who are U.S. citizens or certain eligible legal U.S. Residents. Yield reserves the right to terminate this offer at any time, to limit the amount of account bonuses you are eligible to receive, and to refuse or recover any promotion award if Yield determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, that any terms of the Yield Terms of Use or Account Agreement have been violated or these terms and conditions have been violated. In referring friends to open an Yield account you are acting on behalf of Yield and under the supervision and control of Yield. You agree to limit the information you provide in connection with the referral to the link and disclosure provided by Yield.
2 Account Opening Minimum Amount
Account Type:
- Individual – $5,000
- Joint – $5,000
- Custodial – $5,000
- Trust – $5,000
- Retirement (Traditional, Roth, or SEP IRA) – $5,000
3 Payment Accounts
Referrals and other promotional credits are deposited into your designated “Payment Account”. A Payment Account must be an individual or joint brokerage account (funding not required). A Payment Account cannot be a retirement account. Both you and anyone you refer will be required to have a Payment Account to receive the referral bonus.
If you have more than one taxable account, you can change the Payment Account at any time from Settings>Payment.
Without a valid Payment Account, you will not be able to receive referral bonuses.
Personal information collected in connection with this offer will be used in accordance with M1’s Privacy Policy.
The Yield Referral Program is only available through 11:59 p.m. ET on the last day of the Promotion Period. Yield is the sole and official timekeeper.
