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Knowledge Bank

Continue your personal finance journey by learning about how financial products work and how you can use them to save for the future.

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By using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library. All agreements are available in our Agreement Library. Yield relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information.

Yield is a technology company offering a range of financial products and services. "Yield" refers to Yield.Inc, and its wholly-owned, separate affiliates Yield Wealth Management, Inc., Yield Spend LLC, and Yield Digital LLC.

Yield Plus is a paid membership that confers benefits for products and services offered by Yield.Inc, Yield Wealth Management, Inc. and Yield Digital LLC, each a separate, affiliated, and wholly-owned operating subsidiary of Yield.Inc. "Yield" refers to Yield.Inc., and its affiliates.

All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using Yield Borrow’s margin account can add to these risks, and you should review our margin account risk disclosure before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.

Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by Yield Wealth Management,Inc an SEC registered investment advisor Member FINRA / SIPC.

Commission-free trading of stocks and ETFs refers to $0 commissions charged by Yield Wealth Management, Inc. for self-directed brokerage accounts. Other fees may apply such as regulatory, Yield Plus membership, account closures and ADR fees. For complete list of fees, visit Yield.Inc. Fee Schedule.

Yield.Inc is not a bank. Yield Wealth Management is a wholly-owned operating subsidiary of Yield.Inc. Yield High-Yield Savings Accounts are furnished by Evolve Bank & Trust, NA, Member FDIC. Yield Personal Loans are furnished by Evolve Bank & Trust, NA, Member FDIC and Equal Opportunity Lender.

Credit Card not available for US Territory Residents. Review Cardholder Agreement and Rewards Terms for important information about the Owner’s Rewards Card by Yield. The Owner’s Rewards Card by Yield is Powered by Evolve Bank & Trust, NA, Member FDIC.

Yield is not a bank. Yield Spend is a wholly-owned operating subsidiary of Yield.Inc. Yield Checking Accounts furnished by Evolve Bank & Trust, NA, Member FDIC. Yield Visa®️ Debit Card is issued by Evolve Bank & Trust, NA, Member FDIC.

Evolve Bank & Trust, NA, Member FDIC. utilizes a deposit network service, which means that at any given time, all, none, or a portion of the funds in your Yield Checking accounts may be placed into and held beneficially in your name at other depository institutions which are insured by the Federal Deposit Insurance Corporation (FDIC). For a complete list of other depository institutions where funds may be placed, please visit https://www.cambr.com/bank-list. Balances moved to network banks are eligible for FDIC insurance once the funds arrive at a network bank. To learn more about pass-through deposit insurance applicable to your account, please see the Account Documentation. Additional information on FDIC insurance can be found at https://www.fdic.gov/resources/deposit-insurance/.

Yield Digital LLC is a wholly separate affiliate of Yield.Inc., and neither are involved with the execution or custody of cryptocurrencies. Cryptocurrencies are not FDIC or SIPC insured. For relevant crypto disclosures and risks, visit Crypto Disclosures.

All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

  App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.  

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