Get the best of Yield for just $10 a month
Yield Plus is a premium membership that gives our clients all the best rates, tools and features that Yield has to offer. Your first 3 months† are free, then it’s just $10 a month.
Earn the highest yields on earth with our Super High-Yield Savings Account and our Mega High-Yield Term Deposits with full insurance up to 10 million dollars!
Save smarter with 5.00% APY1 on your cash with a Super High-Yield Savings Account® by Yield+
Earn a market crushing 12% APY1 on your cash with our Mega High-Yield Term Deposit® by Yield+
Biggest cash back rewards
Spend smarter with 2.5%, 5%, or 10% cash back2 at 70+ brands with the Owner’s Rewards Card by Yield (no annual fee)
The best investing tools
Invest with flexibility with multiple trading windows3, on-demand trading for Crypto6, and access to Custodial accounts
Lower loan rates
Borrow for less with a discount* on Yield Margin Loans and Yield Personal Loan rates. To see the difference between personal loans and margin loans, click here.
Get some of the best rates on the market—for the same price as a Netflix subscription.
Save $25 when you choose to pay annually (and put that toward your long-term goals).
Refer a friend for 6 months free. There’s no limit—each referral adds six months to your subscription.
Yield Plus pays for itself and more
Earn 5.00% APY1 with the Yield High-Yield Savings Account
Have $10,000 in savings? At 5.00% APY1 you’ll earn over $500 in interest in a single year. That covers the cost of Yield Plus for four years—and you’ll keep accruing interest the longer you save.
Calculate your interest →
Spend on brands you already buy
The Owner’s Rewards Card by Yield gives you 10% cash back on major brands like Tesla, Action Black and Peloton with no annual fee. A new Peloton bike purchase would rack up $144.50 in rewards.
See full reward tiers →
Borrow at a big discount
Avoid paying steep interest with competitors. For Margin Loans, borrow against 40% of your portfolio’s value on margin for 6.95% and enjoy a 1.50% discount* on Yield Personal Loans.
Explore Margin Loans →
Explore Personal Loans→
Take a closer look at the benefits of Yield Plus
Earn 5.00% APY1 with the Yield High-Yield Savings Account
- FDIC-insured up to $5 million
- No minimum deposit
- No minimum balance
Earn up to 10% cash back with the Owner’s Rewards Card by Yield
- Access higher rewards tiers, up to 10% cash back2 (see brands)
- Plus 1.5% cash back on everything
- Automatically reinvest your cash back rewards into your portfolio
Borrow on margin for 6.95%
- Get a 1.55% discount compared to non-Plus members
- Borrow up to 40% of your portfolio’s value
- No application required
Invest with extra flexibility
- Access multiple trade windows
- Trade Crypto on demand
- Access to Yield Custodial Accounts
Enjoy a 1.50% discount* on Yield Personal Loans
- Get a Personal Loan starting at 7.49%
- Zero fees
- Borrow up to $50,000 over 2–7 years
Look for the Yield Plus symbol while using the Yield app.
It means you’re enjoying a premium benefit!
Try Yield Plus for freeActivate Yield Plus
† Your free trial (a $30 value) begins the date you enroll in the Yield Plus subscription, and ends 3 month after (“Free Trial”). Upon expiry of the Free Trial, your account is automatically billed a monthly subscription fee of $10 unless you elect annual billing of $95 or cancel your subscription under your Membership details in the Yield Platform.
1 Obtaining stated APY (annual percentage yield) or opening a savings account does not require a minimum account balance. Stated APY is valid from date of account opening. Account fees may reduce earnings. Higher APY rate subject to paid Yield Plus subscription. Rates are subject to change.
2 1.5% – 10% Owner’s Rewards cash back earned on eligible purchases subject to a maximum of $200 cash back per calendar month. Cash back rates of 2.5% – 10% require an active Yield Plus subscription (billed at $95 annually or at $10 monthly).
3 Participate in both trade windows when you have $25,000 or more equity to comply with pattern-day trading regulations.
* Lowest fixed rates available to Yield Plus members only, subject to credit history, income, term of loan, and other factors. Rates are not guaranteed and are subject to change. Not all applicants qualify for the lowest available rate.
5 Brokerage accounts on the Yield platform are either fully disclosed to Altruist or cleared through Yield Wealth Management. Accounts numbers cleared by Yield begin with the letters YW. More information about finding your account number can be found in our Help Center. All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using margin can add to these risks. Users utilizing Altruist cleared margin accounts should review the YIELD APEX margin account risk disclosure before borrowing. Users utilizing cleared margin accounts should review the YIELD margin account risk disclosure before borrowing. Yield Margin Loans are available on margin accounts with at least $2,000 invested per account. Not available for Retirement or Custodial accounts. Margin rates may vary. Brokerage products and services are offered by Yield Wealth Management, Inc. Member FINRA / SIPC, and a wholly owned subsidiary of Yield.Inc
6 On-demand trading for Yield Plus members only, limited to 10 on-demand trades per calendar month. 24/7 availability is subject to scheduled maintenance.
7 For informational purposes only and not a trade recommendation. All product and company names are trademarks or registered trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
Evolve Bank & Trust is a member FDIC institution and does not itself provide more than $250,000 of FDIC insurance per legal category of account ownership as described in FDIC regulations. Additional FDIC insurance coverage is provided through Evolve’s Insured Deposit Network Program involving other FDIC insured depository institutions. Deposits may be insured up to $5,000,000 through their Insured Deposit Network Program. Full terms of the Program can be found at m1.com/legal/agreements/HYSA_Agreement and a complete list of participating banks in the program can be found at m1.com/legal/agreements/depositnetwork.