YIELD PERSONAL LOANS

Low rates.
No fees.

Yield has your back with low interest and APY when you need to borrow money but you don’t want to pay an arm and leg to do so. Get a personal loan up to $50,000 at a fixed rate as low as 7.49% APR.1

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without impacting your credit score.2

Personal Loans with Yield

Rates start at 7.49% APR1 with Yield Plus

Our super affordable, fixed-rate loans help you borrow without the predatory lending rates you’ll find everywhere else. Every percentage counts when thinking long-term.

Absolutely no fees

You won’t have to pay origination fees, late fees, prepayment fees, or any other hidden fees that would get in the way of your goals.

Designed for you

Borrow up to $50,000 over 2-7 years for almost anything. Funding is quick, so you can start using your money right away.

Get the funds you need, fast

See your offers.

Answer a few questions to
view your loan options.

Select your loan.

Choose the option that
best suits your needs

Get funded.

Quick funding to the
account of your choice.

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without impacting your credit score.

Make life’s big moments more affordable

Low rates and no fees make Yield Personal Loans the right choice for countless situations.

Debt consolidation

Pay off debts like credit card debt or high-interest loans.

Home improvement

Fund major updates or repairs around the house.

Major purchases

Pay for things like a new RV, boat, or gym equipment.

Something else

Cover moving costs, special occasions, and medical bills.

Yield Plus Members get a 1.5% discount1
on Personal Loans

Join Yield Plus before applying to take advantage of this discount.

Learn more

What you need to know

Yield Personal Loans

Go to Yield’s Help Center

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A Personal Loan is cash that is borrowed for personal use such as home improvement, vacation plans, special events, credit card and debt consolidation.

To be eligible to apply for a Personal Loan offered by Yield, you must be a US citizen, be 18 years old or the age of majority in your jurisdiction and reside in an eligible state. See all states where Yield Personal Loans are offered.

You must either have been (1) an active Yield Invest customer for at least 7 days and over $0 in an invest account at the time of applying, or (2) an active Yield Checking customer for at least 7 days and over $0 in a checking account at the time of applying, or (3) an active Yield High-Yield Savings customer for at least 30 days and over $0 in a high-yield savings account at the time of applying.

You must possess a valid U.S. bank account and Social Security or Individual Tax I.D. number. You must also have a steady and adequate income to repay current debt obligations and any new loan with Yield. Learn more about eligibility requirements.

In the case of Yield Margin Loans, your loan amount is leveraged against the value of an eligible Yield Brokerage Account. Yield Personal Loans offer an alternative to borrowing against your investment portfolio at Yield. Learn more about loan types at Yield.

While Yield Personal Loans can be used for almost anything, restrictions include real estate, investments and securities, business, post-secondary education, and bridge financing. Learn more about how you can use your loan.

Yield Personal Loans offer a minimum of $2,500 and a maximum of $50,000. Find out how much you qualify for by answering a few simple questions.

Check your loan options in minutes

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without impacting your credit score.2

ll applicants qualify for the lowest available rate.

1 Lowest fixed rates available to Yield Plus members only, subject to credit history, income, term of loan, and other factors. Rates are not guaranteed and are subject to change. Not all applicants qualify for the lowest available rate. Yield Plus is a paid annual membership that confers benefits for products and services offered by Yield Wealth Management, Yield Spend LLC and Yield Digital LLC, each a separate, affiliated, and wholly-owned operating subsidiary of Yield.Inc. “Yield″ refers to Yield.Inc, and its affiliates

2 To see which personal loan rates and terms you qualify for, Yield conducts a soft credit check that will not affect your credit score. However, if you choose to proceed and continue your application, Yield will request a hard credit check from one or more consumer reporting agencies, which may affect your credit score.

3 Rates are not guaranteed and are subject to change. Not all applicants qualify for the lowest available rate.